Every year homeowners suffer serious losses from fire, theft and natural calamities with the cost of damages running into billions of dollars.
To help protect against extensive financial loss, the wise homeowner should have an up-to-date homeowner’s insurance policy that adequately covers both home and possessions.
A well designed policy can help protect a homeowner from losses if the home is burglarized or vandalized, or if there is a fire or natural disaster. Moreover, homeowners insurance helps protect personal belongings and helps protect the homeowner against lawsuits if someone is injured while on the owner’s property.